1800 199 302
Forklift Finance Australia — No Tax Returns, Fast Approval
Low doc forklift and materials handling finance for self-employed operators. No tax returns up to $500,000.
GET A FREE QUOTE CALL 1800 199 302
Finance for the equipment that keeps your business moving
Whether you run a warehouse, a manufacturing operation, a transport depot, or a trade business that moves stock, a forklift isn’t optional — it’s essential. Getting it financed shouldn’t be a three-week bank exercise.
CarFund arranges forklift and materials handling equipment finance for ABN holders with no tax returns required up to $500,000. We’ve been doing this for over 20 years through specialist commercial lenders including Macquarie Bank and Capital Finance.
New equipment from a dealer, used machines from private sellers or equipment yards — we arrange finance for both.
Equipment we finance
Forklifts
- Counterbalance forklifts (electric and LPG — all capacities)
- Reach trucks and narrow aisle forklifts
- Rough terrain forklifts
- Telehandlers and telescopic handlers
- Order pickers and stock pickers
- Pallet jack trucks (walkie stackers and ride-on)
Related materials handling
- Scissor lifts and EWPs
- Conveyor systems (as part of a broader facility finance)
- Loading dock equipment
- Tow tractors and tugs
All major brands: Toyota, Crown, Linde, Jungheinrich, Hyster, Yale, Manitou, JLG, and all others.
Key numbers
| Maximum — no tax returns | $500,000 |
| New and used | Both — all ages assessed on condition |
| Loan term | 1 to 7 years |
| Balloon payment | Available |
| Deposit (property owner) | Not required |
| Approval | 24 hours |
| Settlement | 2–3 business days |
The right structure: chattel mortgage or finance lease
Chattel mortgage
You own the forklift from settlement. GST claimed back at next BAS if GST-registered — significant on a $100,000+ machine. Interest deductible. Depreciation claimable. Best for equipment you’ll keep long-term.
Finance lease
Lender owns during the term; you pay regular lease payments fully deductible as business expenses. Better for operators who upgrade frequently or who prefer to keep assets off their balance sheet.
We explain both options during your quote — your accountant confirms the right structure.
Our process
1 — Quote (5 mins): 1800 199 302 or online form. Response within 30 mins, 7 days.
2 — Application (10 mins): One form, no tax returns for most applications.
3 — Approval (24 hrs): Submitted to right lender. Decision next business day.
4 — Settlement (2–3 days): We pay the seller directly.
Frequently Asked Questions
Can I finance a used or older forklift?
Yes — condition and value assessed, not age alone. Electric forklifts with older batteries are assessed on the machine and battery condition separately if needed.
Can I finance a leased forklift I want to buy out?
Possibly — speak to us about the specific situation. Lease buyouts can be structured depending on the lender and terms.
Do I need a deposit?
Property owners typically don’t. Others assessed case by case.
Does a quote affect my credit score?
No — zero impact until you formally proceed.
Get your forklift financed today
FREE QUOTE → | Call 1800 199 302 — 7 days a week
CarFund.com.au | Equipment finance for self-employed Australians — 20+ years