Truck FinanceLow Doc Truck Finance up to $500K

If your tax returns do not show your true income, or they are simply just not completed then we can offer our clients a hassle free low doc truck finance option which is easier that you think.

We can offer you the following:

  • No tax returns or financials required for finance up to $500K
  • No Deposit truck finance options
  • Private sale or dealer sale
  • Older trucks welcome
  • Trucks of any size

We have over 30 different finance companies on our panel that we deal with, so we can usually obtain competitive finance for almost any situation.

As long as you meet the lenders criteria, this is how easy the process is.

  • Complete our 5 Minute online application here
  • We will review your information and contact you to confirm which option best suits your needs
  • We will then submit your application with an approval expected back within 24 hours
  • You then agree on a truck and we contact the vendor to arrange the paperwork
  • Settlement is then arranged and you pick up your truck

We can finance trucks and trailers of any size as well as construction equipment and agricultural equipment.


Chattel Mortgage or Rent to Own

We can set your finance up as a Chattel Mortgage or as Lease or commonly referred to as Rent to Own.

Generally with a Chattel Mortgage you own the equipment (Chattel) and the finance company takes a mortgage against the equipment. The interest portion of the repayment is tax deductible and you can also claim the depreciation. In most cases you can also claim the GST on the purchase price.

With Rent to own the lender has ownership of the equipment and therefore you rent the equipment from the lender. 100% of the monthly payments are tax deductible and you can take ownership of the equipment at any time throughout the contract, or at the end of the contract for $1. The lender claims the GST and the depreciation under a Rent to Own product.

The Rent to Own product is very popular with our Low Doc Truck customers due to being so flexible in many way.

We can organise either option for you.


Is Truck Finance Really this Easy?

The answer is yes, as long as you meet the criteria, Truck Finance is much easier and straightforward than you think.

We never ask for Tax Returns and every lender that we deal with has their own small differences, and it’s these differences that can make a huge difference when trying to place a loan for a particular client. Each situation is different so if unsure just contact us to discuss and we will bend over backwards to help you obtain the finance you need for your business.

If you would just like to ask a question then please contact us as we will generally respond within 30 mins during business hours and within a few hours outside of business hours, within reason. You can use the Quick Enquiry message form on this page, send an email or call us on 1800 199 302.

Alternatively go ahead and use our Truck Finance Calculator or Apply Now and we will be in contact very quickly.

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