1800 199 302
Bobcat Finance Australia — Get Your Machine Without the Bank Paperwork
Low doc bobcat and skid steer finance for self-employed operators. No tax returns up to $500,000. Fast settlement.
GET A FREE QUOTE CALL 1800 199 302
Finance for owner-operators, arranged fast
A bobcat or skid steer loader is a core piece of kit for landscapers, earthmovers, concreters, demolition operators, and civil contractors. When the right machine comes up — or when a job demands you have one — you need finance arranged quickly and without a bank putting you through three weeks of paperwork.
CarFund is a specialist self-employed finance broker with over 20 years of experience. We arrange bobcat and skid steer finance for ABN holders with no tax returns required, approval within 24 hours, and settlement in 2–3 business days. New machines through a dealer, used machines from a private seller or equipment yard — it makes no difference to our process.
Machines we finance
Skid steer loaders (bobcats)
- Compact skid steer loaders (all brands and sizes)
- Track skid steers / compact track loaders
- Wheeled skid steer loaders
- Mini skid steers / mini loaders
Attachments and combinations
- Bobcat packages with augers, buckets, pallet forks, tillers, and other attachments can often be bundled into the finance facility — ask us
Related equipment
- Mini excavators
- Compact wheel loaders
- Trenchers and compact utility loaders
Key numbers
| Maximum — no tax returns | $500,000 |
| Loan term | 1 to 7 years |
| Balloon payment | Available |
| Deposit (property owner) | Not required |
| Approval | 24 hours |
| Settlement | 2–3 business days |
Why the chattel mortgage suits bobcat operators
For a bobcat used in a business, the chattel mortgage is the right product.
You own the machine from settlement. If you’re GST-registered, you claim the full GST on the purchase price at your next BAS — immediately, not over the life of the loan. Interest payments are tax deductible. Depreciation can be claimed on business-use proportion. And a balloon payment keeps your monthly repayments lower while the machine is earning you money.
Finance lease is also available if your accountant prefers to keep the asset off your balance sheet — we’ll explain both options during the quote.
Our process
1 — Quote (5 minutes) — call 1800 199 302 or fill in our online form, response within 30 minutes, 7 days
2 — Application (10 minutes) — one short form, no tax returns for most ABN holders
3 — Approval (24 hours) — submitted to specialist commercial lenders including Macquarie Bank and Capital Finance
4 — Settlement (2–3 days) — we pay the seller directly, anywhere in Australia
Frequently Asked Questions
Can I finance a used or older bobcat?
Yes. We arrange finance for used machines. Condition and value are assessed — there’s no automatic exclusion based on age. Tell us the specific machine and we’ll give you a direct answer.
Can I include attachments in the finance?
Often yes — bobcat and attachment packages can frequently be bundled into one facility. Ask us when you get your quote.
Do I need a deposit?
Property owners do not. Non-property owners are assessed case by case.
What if my tax returns aren’t up to date?
Not required for loans up to $500,000 through CarFund. This is our standard offering.
Does a quote affect my credit score?
No — zero credit impact until you formally proceed.
Get your bobcat financed today
FREE QUOTE → | Call 1800 199 302 — 7 days a week
CarFund.com.au | Equipment finance specialists for self-employed Australians — 20+ years